Possible: Fast Cash & Credit positions itself as a financial solution for immediate cash needs without traditional credit requirements. Developed by Possible Finance, this iOS application provides short-term loans up to $500 through a streamlined digital process that bypasses conventional credit checks. The service operates outside traditional banking systems, catering specifically to users with poor or nonexistent credit histories who require urgent access to funds. The core functionality revolves around four-installment repayment plans spread across approximately two months. Users link their bank accounts securely for direct deposit funding and automated payments. Notably absent are late fees or penalty charges, though the service does incorporate interest charges that vary based on loan amount and user history. The application process utilizes soft credit checks that don't affect FICO scores, with approval decisions reportedly occurring within minutes for qualified applicants. User experience centers on minimalistic interface design emphasizing speed and simplicity. The application flow requires basic personal information, income verification, and bank account linking through encrypted connections. Real-world usage patterns suggest most users complete the entire process—from application to fund disbursement—in under 15 minutes during business hours, though transfer times may vary with banking institutions. The repayment interface provides clear payment schedules and automated withdrawal notifications. User feedback consistently highlights processing speed and accessibility. Reviewer N/a1967 (July 10, 2025) noted the application was 'the easiest 100%' compared to alternatives, while 🛕🏝🏣🏫 (July 11, 2025) reported complete processing in 'no more than 10 minutes.' Multiple reviews from July 2025, including MslisaBoss and Janfs100, emphasize the convenience of repayment scheduling and the absence of hidden fees. The application demonstrates clear strengths in accessibility and speed but carries limitations regarding maximum loan amounts and potential interest costs compared to traditional lenders. While providing urgent liquidity solutions, the service works best for small, short-term cash needs rather than substantial borrowing. Ideal use cases include emergency expenses between pay periods or credit building opportunities for those excluded from conventional financial products.