OnePay – Mobile Banking icon

OnePay: Mobile Banking

by One Finance, Inc.

4.8
IOSFinance

OnePay is a mobile banking app offering financial rewards, early paycheck access, and overdraft protection. It provides a high-yield savings account and credit-building tools, making it easier to manage your finances and earn rewards on everyday spending with cashback.

About OnePay – Mobile Banking

OnePay is a mobile banking solution designed to give you more for your money. It offers a OnePay Cash account with a competitive annual percentage yield (APY) on savings balances, especially when you set up direct deposits. Earn rewards through OnePay Points, redeemable into your account. Enjoy cashback on purchases at Walmart and other locations, boosting your savings effortlessly. OnePay also provides early access to your paycheck, potentially up to 2 days in advance, depending on your employer. Build your credit with the Credit Builder program, designed to improve your credit score through responsible payments. Overdraft protection is available, ensuring your transactions are covered. With OnePay, managing your finances and earning rewards is simple and convenient. Take control of your financial future with OnePay's innovative mobile banking features and financial rewards. Start saving and earning today with OnePay, your all-in-one banking app. Experience the benefits of early paycheck access and credit building.

Key Features

  • Earn rewards with OnePay Points and redeem them into your account
  • Get cashback on purchases at Walmart and other locations
  • Build credit with the Credit Builder program

Why Users Love It

Offers high-yield savings account
Provides early access to paycheck
"Great app for managing finances and earning rewards on everyday spending. Highly recommended for its user-friendly interface and innovative features."

Perfect for: Perfect for tech-savvy individuals seeking a modern mobile banking solution with rewards and credit-building tools.

Screenshots

OnePay – Mobile Banking screenshot 1OnePay – Mobile Banking screenshot 2OnePay – Mobile Banking screenshot 3OnePay – Mobile Banking screenshot 4OnePay – Mobile Banking screenshot 5

📊Ranking History

Track OnePay – Mobile Banking's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#10

+2 from last week

Best Rank

#10

🏆

All-time high

Average Rank

#14

📈

30-day average

User Reviews

xobk
7/19/2025

Why do you make the user do math when transferring their full balance minus the instant transfer fee? Every other money app calculates this for you. Impressive app with lots of features except for one thing Why do you make the user do math when transferring their full balance minus the instant transfer fee? Every other money app calculates this for you.

Shoola5
8/2/2025

I just started using this app. My daughter doesn’t use banks and when she falls it makes it hard to get her alittle cash but this app fixed that problem and makes it easy when we been struggling with this for a few years. So far I really like this app and I recommend it to others. You can send and receive, you can do direct deposit, upload a check, get rewards as well… it’s an all in one account theirs many things you can do with this one app. Helps my family I just started using this app. My daughter doesn’t use banks and when she falls it makes it hard to get her alittle cash but this app fixed that problem and makes it easy when we been struggling with this for a few years. So far I really like this app and I recommend it to others. You can send and receive, you can do direct deposit, upload a check, get rewards as well… it’s an all in one account theirs many things you can do with this one app.

Tiantsuge
8/1/2025

Its a very great app with alot a great benefits i love onepay and i don’t know what j would do without it Review Its a very great app with alot a great benefits i love onepay and i don’t know what j would do without it

killerqueenkari
7/31/2025

I love OnePay and its app. Easy to use, benefits for having direct deposits, free check sending and free overdraft protection. I’m thinking about canceling all my other banking apps and use OnePay exclusively. I love it. Love it I love OnePay and its app. Easy to use, benefits for having direct deposits, free check sending and free overdraft protection. I’m thinking about canceling all my other banking apps and use OnePay exclusively. I love it.

Wow!!!!! Wow!!!!!
7/28/2025

Excellent concept!!!! I love it! I am never late paying my bills!!!! What A Concept!!!! Excellent concept!!!! I love it! I am never late paying my bills!!!!

App Details

Developer

One Finance, Inc.

Platform

ios

Rating

4.8

Last Updated

8/8/2025