OnePay – Mobile Banking icon

OnePay: Mobile Banking

by One Finance, Inc.

4.8
IOSFinance

OnePay is a mobile banking app offering financial rewards, early paycheck access, and overdraft protection. It provides a high-yield savings account and credit-building tools, making it easier to manage your finances and earn rewards on everyday spending with cashback.

About OnePay – Mobile Banking

OnePay is a mobile banking solution designed to give you more for your money. It offers a OnePay Cash account with a competitive annual percentage yield (APY) on savings balances, especially when you set up direct deposits. Earn rewards through OnePay Points, redeemable into your account. Enjoy cashback on purchases at Walmart and other locations, boosting your savings effortlessly. OnePay also provides early access to your paycheck, potentially up to 2 days in advance, depending on your employer. Build your credit with the Credit Builder program, designed to improve your credit score through responsible payments. Overdraft protection is available, ensuring your transactions are covered. With OnePay, managing your finances and earning rewards is simple and convenient. Take control of your financial future with OnePay's innovative mobile banking features and financial rewards. Start saving and earning today with OnePay, your all-in-one banking app. Experience the benefits of early paycheck access and credit building.

Key Features

  • Earn rewards with OnePay Points and redeem them into your account
  • Get cashback on purchases at Walmart and other locations
  • Build credit with the Credit Builder program

Why Users Love It

Offers high-yield savings account
Provides early access to paycheck
Great app for managing finances and earning rewards on everyday spending. Highly recommended for its user-friendly interface and innovative features.

Perfect for: Perfect for tech-savvy individuals seeking a modern mobile banking solution with rewards and credit-building tools.

Screenshots

OnePay – Mobile Banking screenshot 1OnePay – Mobile Banking screenshot 2OnePay – Mobile Banking screenshot 3OnePay – Mobile Banking screenshot 4OnePay – Mobile Banking screenshot 5

Ranking History

Category #2

7/16/2025

#21

Category #2

7/15/2025

#20

Category #2

7/14/2025

#18

Category #2

7/13/2025

#13

Category #2

7/12/2025

#20

Category #2

7/11/2025

#22

Category #2

7/10/2025

#22

Category #2

7/9/2025

#22

User Reviews

Richboy511b
6/27/2025

I love this app so much it’s easy to use. And has never caused me problems. It’s always worked even when my traditional bank account was under maintenance. I love it. OnePay mobile Banking I love this app so much it’s easy to use. And has never caused me problems. It’s always worked even when my traditional bank account was under maintenance. I love it.

Dino/2
6/30/2025

This card makes it easy to pay for things on line or in person. OnePay This card makes it easy to pay for things on line or in person.

Mandelago
6/29/2025

I’m glad I discovered this financial product at the Walmart Store. It has many options that include a checking and savings account with receipts of purchase, and help with your credit ratings. They also have a menu with options. Way to go! I recommend this financial product debit card to anyone who purchases at the store or online. Great Debit Card I’m glad I discovered this financial product at the Walmart Store. It has many options that include a checking and savings account with receipts of purchase, and help with your credit ratings. They also have a menu with options. Way to go! I recommend this financial product debit card to anyone who purchases at the store or online.

Dram125
6/24/2025

Nothing but good things from one pay love them The best Nothing but good things from one pay love them

Unlucky in love soualradyknow
6/22/2025

Love the fact you get money back for buying things you normally buy this card has saved me along money Great card Love the fact you get money back for buying things you normally buy this card has saved me along money

App Details

Developer

One Finance, Inc.

Platform

ios

Rating

4.8

Last Updated

7/8/2025