Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together. Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.” Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool. Track - Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth. - Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment. - Keep an eye on subscriptions so you can cancel what you no longer need. - Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due. - Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds. - View and customize reports for quick insights on your spending across groups and categories and trends over time. Budget - Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy. - Get a quick view of your budget progress with visual progress bars and a dashboard widget. - Customize your groups and categories, emojis, and your notifications to keep you on track. Collaborate - Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost. - Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you. Plan - Create and track progress toward your medium and long term goals. - Set up contributions toward your goals within your monthly budget, and watch your savings compound over time. A Membership With You in Mind Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. No Ads Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need. Private and Secure Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties. MEMBERSHIP DETAILS Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select. Privacy Policy: https://www.monarchmoney.com/privacy Terms of Use: https://www.monarchmoney.com/terms
Track Monarch: Budget & Track Money's performance in Finance over the last 30 days
Current Rank
#47
Best Rank
#47
All-time high
Average Rank
#47
30-day average
Easy to track and keep eye on budget with their system! Highly recommend Easy to track and keep eye on budget with their system!
This app changed my financial life no joke. It’s better to use on PC btw. Now I see where everything is going and dang those 20 dollar lunches add up. Game Changer This app changed my financial life no joke. It’s better to use on PC btw. Now I see where everything is going and dang those 20 dollar lunches add up.
I’ve tried a bunch of money tracking apps and all of them lacked 1 or 2 major things that were deal breakers or simply didn’t integrate with my accounts properly or would not categorize things correctly and it was frustrating so I always went back to a normal spreadsheet. I discovered this app from a friend and this has been so much fun to setup and set “rules” that do exactly what I want. Thank you monarch! Also, dang I really need to stop eating out so much 🤣 Best money tracker I’ve tried a bunch of money tracking apps and all of them lacked 1 or 2 major things that were deal breakers or simply didn’t integrate with my accounts properly or would not categorize things correctly and it was frustrating so I always went back to a normal spreadsheet. I discovered this app from a friend and this has been so much fun to setup and set “rules” that do exactly what I want. Thank you monarch! Also, dang I really need to stop eating out so much 🤣
I was a devoted user of Mint before it was sunset and depended on the ability to budget and track all monetary transactions in one spot, but even Mint had its issues. The switch to Monarch was relatively painless and the quality of the app has improved noticeably over my short tenure with it. I’m very impressed with their support as well as their focus on high value, generalized features rather than complex, clunky fringe customization. Thank you Monarch! The unified personal finance tracking app I’ve been waiting for I was a devoted user of Mint before it was sunset and depended on the ability to budget and track all monetary transactions in one spot, but even Mint had its issues. The switch to Monarch was relatively painless and the quality of the app has improved noticeably over my short tenure with it. I’m very impressed with their support as well as their focus on high value, generalized features rather than complex, clunky fringe customization.Thank you Monarch!
The app helped to do better with my finances, gives me visibility even for things I shouldn’t be paying. The subscription is worth it 100%… I am in my second year using it… setting up at first is a little annoying/maybe not too clear but once you get it, it’s amazing App is awesome The app helped to do better with my finances, gives me visibility even for things I shouldn’t be paying. The subscription is worth it 100%… I am in my second year using it… setting up at first is a little annoying/maybe not too clear but once you get it, it’s amazing
Monarch Money, Inc.
12/28/2025