Kikoff – Build Credit Quickly icon

Kikoff: Build Credit

by Kikoff, Inc.

4.9
IOSFinance

Kikoff is a finance app designed to help users build credit quickly, even with a low starting score. Starting at just $5 a month, Kikoff reports to major credit bureaus, helping users improve their credit health.

About Kikoff – Build Credit Quickly

Kikoff is a smart solution for anyone looking to build credit quickly and efficiently. Starting with a low credit score? Users have reported jumps in their credit scores within the first month. With plans starting at just $5 a month, Kikoff provides access to a specialized credit line designed to help build your credit. Kikoff reports your monthly payments to Equifax, Experian, and TransUnion, which can significantly improve your credit profile. The app strengthens key credit factors such as payment history and utilization, which are crucial for credit health. Premium and Ultimate plans unlock additional features like rent reporting, identity theft insurance (up to $1 million), and higher tradelines (up to $3500). There are no credit checks, no interest, and no hidden fees. Kikoff has helped over a million people improve their credit score. It's the #1 credit builder on the App Store for a reason. Start building your credit history today!

Key Features

  • Build credit quickly and easily
  • Report payments to major credit bureaus
  • Unlock rent reporting to build credit
  • Access identity theft insurance

Why Users Love It

Build credit without credit checks
Affordable plans starting at $5/month
"Great app for building credit quickly and easily, especially for those just starting out!"

Perfect for: Perfect for those with low or no credit history seeking to build credit quickly and affordably.

Ranking History

Category #2

7/16/2025

#30

Category #2

7/15/2025

#32

Category #2

7/14/2025

#38

Category #2

7/13/2025

#32

Category #2

7/12/2025

#37

Category #2

7/11/2025

#38

Category #2

7/10/2025

#37

Category #2

7/9/2025

#36

User Reviews

Casonova Jones 2x
7/8/2025

I love it it’s amazing . My credit finally looking better thanks to kick off. Kick off review I love it it’s amazing . My credit finally looking better thanks to kick off.

FaZe_QuAcK
7/5/2025

Working good so far, Looks like I’m going to be keeping up with this App, Because its,……. “*LEGIT!!!!!”👍👍👍 Working Nice!!!!! Working good so far, Looks like I’m going to be keeping up with this App, Because its,……. “*LEGIT!!!!!”👍👍👍

But that poor cat tho🤫😜😬😂
7/5/2025

Literally it’s an experience of a lifetime and it’s too much that words can’t even describe. Life changing Literally it’s an experience of a lifetime and it’s too much that words can’t even describe.

Cait76__
7/5/2025

My score has gone up 89 points in just 2 months!! Wow My score has gone up 89 points in just 2 months!!

pashion26
7/4/2025

first of all, I’ve been with kickoff for a long time. Yes, you can boost your credit score but the funny thing is you’re supposed to have they give your credit of 2500 so you actually think that’s in your account it’s for all my purchases only kick off which is basically with books audiobooks then when your time is about to run out so basically like you upgrade it so you’re paying more moneybut you score is still drop and flux right up and down but then you can’t use the credit that you’re supposed to have 2500 or 3000 whatever the school supposed to be that they say you could use it doesn’t adapt to your kickoff card at all that’s when I tell you in store purchase only and they really don’t have nothing in store and I’ve been with them for a couple of years so I went with another one better than kickoff and I could use the credit and build my credit score That is a lie first of all, I’ve been with kickoff for a long time. Yes, you can boost your credit score but the funny thing is you’re supposed to have they give your credit of 2500 so you actually think that’s in your account it’s for all my purchases only kick off which is basically with books audiobooks then when your time is about to run out so basically like you upgrade it so you’re paying more moneybut you score is still drop and flux right up and down but then you can’t use the credit that you’re supposed to have 2500 or 3000 whatever the school supposed to be that they say you could use it doesn’t adapt to your kickoff card at all that’s when I tell you in store purchase only and they really don’t have nothing in store and I’ve been with them for a couple of years so I went with another one better than kickoff and I could use the credit and build my credit score

App Details

Developer

Kikoff, Inc.

Platform

ios

Rating

4.9

Last Updated

7/9/2025