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Gusto Mobile Review: A Consolidated HR and Payroll Platform for Small Businesses

by Gusto, inc.

4.8
IOSFinance
Designed to help small businesses and their employees manage payroll, benefits, and HR tasks from a smartphone. This app consolidates time tracking, pay stub access, and benefits administration into a single, user-friendly interface. It serves as a practical tool for both business administrators and individual staff members.

Detailed Review

Gusto Mobile functions as the companion app to Gusto's cloud-based payroll, benefits, and human resource management platform. Positioned primarily for the small to medium-sized business market, it extends core Gusto services to mobile devices, aiming to simplify administrative tasks and provide employees with on-the-go access to their financial and employment information. The app attempts to replace disparate systems for timekeeping, pay documentation, and benefits enrollment with a unified solution. Core functionality centers around payroll processing and employee self-service. Administrators can run payroll, approve time-off requests, and manage team hours directly from their phones. Employees gain access to digital pay stubs with detailed breakdowns, tax documents, and the ability to clock in and out. A notable feature is the integrated cash advance service, known as Gusto Wallet, which allows employees to access earned wages before payday. The app also handles benefits enrollment and management, presenting health insurance and retirement plan details in a clear dashboard. In practical use, the interface receives consistent praise for its visual clarity and intuitive navigation. The calendar view for pay periods and time-off milestones is highlighted as particularly useful for managers coordinating schedules. For employees, the ability to adjust time entries and view a pie-chart breakdown of each paycheck's deductions and earnings addresses common points of friction in traditional payroll systems. However, real-world performance can be inconsistent; some users note delays when loading screens or switching between app sections, which can hinder quick clock-ins. User feedback trends overwhelmingly positive, with a 4.8-star rating reflecting strong satisfaction. Reviews repeatedly commend the app's design and the consolidation of payroll, HR, and benefits. Specific praise mentions the ease of adjusting work hours to resolve discrepancies and the utility of the cash advance feature as an alternative to high-fee services. Conversely, a recurring critique points to perceived payroll processing delays, where funds arrive days after the employer submits payroll, and sporadic app latency. These technical hitches appear to be the primary source of user complaints amidst otherwise glowing reports. Overall, Gusto Mobile presents a robust and thoughtfully designed portal for Gusto's services. Its main strength lies in bringing complex administrative functions to a manageable mobile format, significantly reducing paperwork and email back-and-forth for many businesses. The limitations seem to stem from backend processing timelines and occasional app performance, rather than feature omissions. For companies already using Gusto, the mobile app is an essential extension. For those evaluating the ecosystem, it represents a major part of the platform's appeal, though the noted performance issues are worth considering.

Key Features

  • Mobile Time Tracking & Adjustments: Employees can clock in/out and managers can review/edit hours, reducing scheduling conflicts and manual corrections.
  • Integrated Payroll & Pay Stub Access: View and download digital pay stubs with clear visual breakdowns of earnings, taxes, and deductions for each pay period.
  • Gusto Wallet Cash Advances: Access earned wages before payday through the app, offering an alternative to high-interest payday loans or fee-based services.
  • Benefits & HR Management: Enroll in and view health insurance, retirement plans, and paid time off balances alongside payroll information in one dashboard.
  • Managerial Payroll Tools: Approve time-off requests, run payroll, and view team calendars with payday and deadline milestones directly from a mobile device.

Why Users Love It

Consolidated HR and payroll access
User-friendly, aesthetic interface

Perfect for: Perfect for small business owners, HR managers, and employees who use Gusto for payroll and want mobile access to their financial and benefits information.

Ranking History

Track Gusto Mobile's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#50

Best Rank

#50

All-time high

Average Rank

#50

30-day average

User Reviews

mishatutuschool
Oct 14, 2025

We’ve been using this for our company for almost a year now and it has been a game changer. I love that I can see milestones on the calendar, be able to adjust hours easily, and give my teachers the ability to do the same to avoid back and forth regarding clock in situations. It’s been so nice to also have everything in one place with benefits and pay. We used a different services before Gusto and it’s truly leaps and bounds better. I can’t recommend Gusto enough! Loving it! We’ve been using this for our company for almost a year now and it has been a game changer. I love that I can see milestones on the calendar, be able to adjust hours easily, and give my teachers the ability to do the same to avoid back and forth regarding clock in situations. It’s been so nice to also have everything in one place with benefits and pay. We used a different services before Gusto and it’s truly leaps and bounds better. I can’t recommend Gusto enough!

LoDBreezy
Nov 7, 2025

Thanks for making pay, HR, healthcare and PTO stuff smooth and easy. The platform is user friendly, aesthetic, and fast. I would recommend to anyone. Super easy to use! Thanks for making pay, HR, healthcare and PTO stuff smooth and easy. The platform is user friendly, aesthetic, and fast. I would recommend to anyone.

LeighB2911
Nov 2, 2025

I have this through my employer and didnt even know it, didn’t know it did cash advances. Now I can ditch these other ones that just take your money and membership fees and screw you over. I got denied a credit card cause I had too many cash advances out and I did have too many cause I got in a situation where I needed them and once your stuck in the cycle it’s hard to break!!! Set up was easy, and one of the perks of this payroll company! I can’t believe I didn’t know about this sooner! So far so good I have this through my employer and didnt even know it, didn’t know it did cash advances. Now I can ditch these other ones that just take your money and membership fees and screw you over. I got denied a credit card cause I had too many cash advances out and I did have too many cause I got in a situation where I needed them and once your stuck in the cycle it’s hard to break!!! Set up was easy, and one of the perks of this payroll company! I can’t believe I didn’t know about this sooner!

Somewhatunhappy
Oct 25, 2025

Alright so I’ve been using this app for about 2 and a half months. The good: The app is pretty, the UI makes sense and is fairly simple to use. Pretty much it does the job and looks good doing it. I like the paycheck breakdown pie chart too. The bad: I do not understand why it takes so long for gusto to process payroll, my employer does their part on time every week and yet my pay is consistently delayed from Friday all the way to Tuesday! I’ve used intuit and there was never ever a delay. The app also takes a very long time to load and even just switch from the main screen to the clock in screen which is also frustrating. A review from an employee’s perspective Alright so I’ve been using this app for about 2 and a half months.The good: The app is pretty, the UI makes sense and is fairly simple to use. Pretty much it does the job and looks good doing it.I like the paycheck breakdown pie chart too.The bad: I do not understand why it takes so long for gusto to process payroll, my employer does their part on time every week and yet my pay is consistently delayed from Friday all the way to Tuesday! I’ve used intuit and there was never ever a delay. The app also takes a very long time to load and even just switch from the main screen to the clock in screen which is also frustrating.

The FAVAONTOP
Oct 17, 2025

Just downloaded this app and wow I’ll inform you about it soon It’s already my favorite Just downloaded this app and wow I’ll inform you about it soon

App Details

Developer

Gusto, inc.

Platform

ios

Rating

4.8

Last Updated

1/7/2026