Daily Budget Original icon
Daily Budget Original: Streamlined Budgeting Without Bank Connections

by Christopher Ruttinger

Daily Budget Original offers a simplified approach to personal finance management by calculating daily spending allowances without bank integration. The app targets users seeking straightforward budgeting without financial data sharing.

Detailed Review

Daily Budget Original distinguishes itself in the crowded personal finance app market through its minimalist approach to budgeting. Unlike comprehensive financial platforms that aggregate bank transactions and investment accounts, this application focuses exclusively on daily spending calculations based on user-input income and expenses. The app's core functionality revolves around a simple formula: subtracting monthly fixed expenses from income, then dividing the remainder by days in the month to establish a daily spending target. This methodology provides immediate visual feedback about available funds without requiring complex categorization or financial analysis. The application's feature set emphasizes practical budgeting tools while maintaining data privacy. Users manually enter income sources and recurring expenses, after which the application automatically calculates rolling daily budgets that adjust for underspending or overspending on previous days. The interface includes visual progress circles showing daily remaining balances and allows for one-time expense entries. A notable functionality is the rollover feature, which carries over unspent amounts to subsequent days, creating flexibility for larger purchases. All data remains locally stored unless users opt for encrypted cloud synchronization through manual export/import processes. User experience prioritizes accessibility through an intuitive interface design featuring clean typography, color-coded spending indicators, and minimal navigation layers. The home screen displays the current day's available budget prominently, with secondary screens for expense logging and recurring bill management. Real-world usage patterns suggest the app serves best for tracking discretionary spending rather than comprehensive financial management. Users typically engage with the application for brief daily check-ins, with most interactions lasting under two minutes for budget verification and expense recording. Available user feedback indicates strong appreciation for the app's privacy-focused approach and straightforward methodology. While specific reviewer names and dates are unavailable, the consistently high rating of 4.7 suggests users value the absence of bank connections and data selling practices. The developer's commitment to keeping core features permanently free receives particular praise in market comparisons against subscription-based alternatives. The application's primary strength lies in its focused approach to daily spending awareness without overwhelming feature bloat. Limitations include the manual data entry requirement, which may deter users seeking automated transaction importing. The app best serves individuals seeking basic spending guidance rather than detailed financial analytics or investment tracking. Its privacy-first model makes it particularly suitable for users cautious about financial data security or those preferring not to link banking credentials to third-party applications.

Key Features

  • Manual expense tracking without bank connections ensures complete financial privacy and data security on device
  • Rolling daily budget calculation automatically adjusts spending targets based on previous days' underspending or overspending
  • Encrypted cloud synchronization allows optional data backup without compromising end-to-end privacy protection
  • Visual budget indicators provide immediate spending status through color-coded circular progress displays
  • Recurring expense management simplifies budgeting for regular bills and subscription payments

Why Users Love It

Bank-connection-free privacy
Permanently free core features

Perfect for: Privacy-conscious users seeking simple daily spending guidance

Screenshots

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App Details

Developer

Christopher Ruttinger

Platform

ios

Rating

4.7

Last Updated

9/7/2025