Current: The Future of Banking icon

Current: Mobile Banking

by Finco Services, Inc.

4.8
IOSFinance

Current is a mobile banking app that offers tools to spend, save, and manage your money effectively. It provides features like early paycheck access, fee-free overdraft, savings bonuses, and rewards on purchases, making it a comprehensive financial solution.

About Current: The Future of Banking

Current is revolutionizing mobile banking, offering a suite of tools designed to help you manage your finances effectively. With Current, you can spend, save, and build credit all in one place. Enjoy benefits like faster direct deposits, getting your paycheck up to 2 days earlier. Avoid ATM fees with access to over 40,000 Allpoint ATMs nationwide. Plus, access fee-free overdraft up to $200 when you qualify. Boost your savings with up to 4.00% annual bonus on your savings pods. Earn rewards while you spend, getting 1x points for every dollar spent at grocery stores and restaurants. Build your credit with the Build Card, no credit check required. Qualify for a paycheck advance up to $750 with no mandatory fees. Current provides 24/7 in-app support, ensuring help is always available. Experience the future of banking with Current's innovative financial solutions and user-friendly mobile app.

Key Features

  • Access paycheck up to 2 days faster
  • Get fee-free cash from 40,000 Allpoint ATMs
  • Earn up to 4.00% annual bonus on savings

Why Users Love It

Build credit while banking
Get faster direct deposits
"Great app for managing finances and building credit – easy to use and packed with helpful features."

Perfect for: Perfect for young adults and anyone seeking a modern, mobile-first banking experience with rewards and credit-building tools.

Screenshots

Current: The Future of Banking screenshot 1Current: The Future of Banking screenshot 2Current: The Future of Banking screenshot 3Current: The Future of Banking screenshot 4Current: The Future of Banking screenshot 5Current: The Future of Banking screenshot 6

📊Ranking History

Track Current: The Future of Banking's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#34

14 from last week

Best Rank

#18

🏆

All-time high

Average Rank

#30

📈

30-day average

User Reviews

ThumperBunnie2876
8/1/2025

I have been with them for years now after trying literally every other card out there. They have the best perks and services. Up to $200 overdraft fee free, up to $750 paycheck advance too! You can block brands and merchants, pause and unpause your card. The credit builder is amazing, you use your credit builder card like a debit card so easy, no transferring money etc. My credit has gone up 30 points every month the past 3 months. Customer service is great and I get my check early, plus refunds and the like are put through right away. I don’t have anything negative to say, it’s just an awesome card! LOVE! BEST CARD BEST PERKS! I have been with them for years now after trying literally every other card out there. They have the best perks and services. Up to $200 overdraft fee free, up to $750 paycheck advance too! You can block brands and merchants, pause and unpause your card. The credit builder is amazing, you use your credit builder card like a debit card so easy, no transferring money etc. My credit has gone up 30 points every month the past 3 months. Customer service is great and I get my check early, plus refunds and the like are put through right away. I don’t have anything negative to say, it’s just an awesome card!

Rici Kennedy
8/5/2025

Best Bank Ever!!! I’m not even sure how long I’ve had an account with Current. That’s how awesome it is . Superb Best Bank Ever!!! I’m not even sure how long I’ve had an account with Current. That’s how awesome it is .

Bigtee326
8/1/2025

My money is always on time.🎊🎊🎉🎉🎈🎈 Current is the true!!! My money is always on time.🎊🎊🎉🎉🎈🎈

Turtle G 570
8/4/2025

Started this online banking journey using Venmo and then chime but when I found current that was it. With this big advances should you need it is a great thing to have plus credit builder Loving Current. Started this online banking journey using Venmo and then chime but when I found current that was it. With this big advances should you need it is a great thing to have plus credit builder

Spiritual Samoski
8/4/2025

Just getting started and love the features of building credit, accounts and the easy access of pay advance, amazing app and virtual bank. Out the roof Just getting started and love the features of building credit, accounts and the easy access of pay advance, amazing app and virtual bank.

App Details

Developer

Finco Services, Inc.

Platform

ios

Rating

4.8

Last Updated

8/9/2025