Cleo AI: Smart Money Manager icon

Cleo AI: Smart Money Manager

by Cleo AI Ltd

4.6
IOSFinance

Cleo AI is a smart money manager that helps you budget, save, build credit, and get cash advances. With AI-powered insights and personalized challenges, Cleo makes managing your finances simple and stress-free.

About Cleo AI: Smart Money Manager

Cleo AI is the smart money manager that makes finance easy. Talk to Cleo, your AI money coach, and get help with budgeting, saving, and building credit. Access up to a $250 cash advance with no interest or credit checks. Save smarter with a 3.33% APY, almost nine times the national average, using clever Save Hacks. "Cleo is amazing. It’s really helped me to stay on budget. Phenomenal!" Challenge your spending habits with custom plans and stay motivated by seeing real savings. Cleo provides personalized budgets, spending breakdowns, and bill trackers. Build credit without a credit card, starting with just a $1 minimum deposit. Access your paycheck up to 2 days early with direct deposit. Cleo is like a "real friend and won’t just tickle your ears, she will keep your poo straight," helping you stay on top of your finances. "Most definitely recommend.. Chloe was there when I needed it at the most and still is there." Cleo is your AI financial advisor, holding you accountable and making saving fun. Cleo is the ultimate budgeting app and cash advance resource.

Key Features

  • Get up to $250 cash advance with no interest
  • Save with 3.33% APY, almost nine times the national average
  • Build credit without a credit card, starting with $1 deposit

Why Users Love It

Offers personalized budgeting
Provides cash advances when needed
"And if I could say that there is only one application that got me out of trouble when I needed extra money, I would say that it is this platform" (5/5)

Perfect for: Perfect for anyone seeking a fun, AI-powered way to manage their money and build credit.

Screenshots

Cleo AI: Smart Money Manager screenshot 1Cleo AI: Smart Money Manager screenshot 2Cleo AI: Smart Money Manager screenshot 3Cleo AI: Smart Money Manager screenshot 4Cleo AI: Smart Money Manager screenshot 5Cleo AI: Smart Money Manager screenshot 6

Ranking History

Category #2

7/16/2025

#45

Category #2

7/15/2025

#43

Category #2

7/14/2025

#41

Category #2

7/13/2025

#36

Category #2

7/12/2025

#40

Category #2

7/11/2025

#45

Category #2

7/10/2025

#43

Category #2

7/9/2025

#39

User Reviews

Boozer26
7/6/2025

I love how the app makes you feel like you’re focused on the right and the wrong of how you spend. Phenomenal I love how the app makes you feel like you’re focused on the right and the wrong of how you spend.

gogo1632
7/7/2025

And if I could say that there is only one application that got me out of trouble when I needed extra money, I would say that it is this platform. It does not check your credit or anything, it gives you what you need according to what you receive in your weekly or biweekly deposits and I have received up to $300 dollars in advance money and I have paid them on time and I feel very happy because there is a platform like that that helps us. ⭐️⭐️⭐️⭐️🌟 Five star And if I could say that there is only one application that got me out of trouble when I needed extra money, I would say that it is this platform. It does not check your credit or anything, it gives you what you need according to what you receive in your weekly or biweekly deposits and I have received up to $300 dollars in advance money and I have paid them on time and I feel very happy because there is a platform like that that helps us.⭐️⭐️⭐️⭐️🌟

Trucker BM
7/7/2025

Cleo is a very good app to get some extra cash when times are tough Cash advances Cleo is a very good app to get some extra cash when times are tough

Qween53
7/6/2025

Cleo is amazing. It’s really helped me to stay on budget. Phenomenal! Cleo is amazing. It’s really helped me to stay on budget.

bbaknans
7/5/2025

Most definitely recommend.. Chloe was there when I needed it at the most and still is there Love Cleo Most definitely recommend.. Chloe was there when I needed it at the most and still is there

App Details

Developer

Cleo AI Ltd

Platform

ios

Rating

4.6

Last Updated

7/9/2025