Cleo AI: Smart Money Manager icon

Cleo AI: Smart Money Manager

by Cleo AI Ltd

4.6
IOSFinance

Cleo AI is a smart money manager that helps you budget, save, build credit, and get cash advances. With AI-powered insights and personalized challenges, Cleo makes managing your finances simple and stress-free.

About Cleo AI: Smart Money Manager

Cleo AI is the smart money manager that makes finance easy. Talk to Cleo, your AI money coach, and get help with budgeting, saving, and building credit. Access up to a $250 cash advance with no interest or credit checks. Save smarter with a 3.33% APY, almost nine times the national average, using clever Save Hacks. "Cleo is amazing. It’s really helped me to stay on budget. Phenomenal!" Challenge your spending habits with custom plans and stay motivated by seeing real savings. Cleo provides personalized budgets, spending breakdowns, and bill trackers. Build credit without a credit card, starting with just a $1 minimum deposit. Access your paycheck up to 2 days early with direct deposit. Cleo is like a "real friend and won’t just tickle your ears, she will keep your poo straight," helping you stay on top of your finances. "Most definitely recommend.. Chloe was there when I needed it at the most and still is there." Cleo is your AI financial advisor, holding you accountable and making saving fun. Cleo is the ultimate budgeting app and cash advance resource.

Key Features

  • Get up to $250 cash advance with no interest
  • Save with 3.33% APY, almost nine times the national average
  • Build credit without a credit card, starting with $1 deposit

Why Users Love It

Offers personalized budgeting
Provides cash advances when needed
""And if I could say that there is only one application that got me out of trouble when I needed extra money, I would say that it is this platform" (5/5)"

Perfect for: Perfect for anyone seeking a fun, AI-powered way to manage their money and build credit.

📊Ranking History

Track Cleo AI: Smart Money Manager's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#42

3 from last week

Best Rank

#34

🏆

All-time high

Average Rank

#42

📈

30-day average

User Reviews

“TUDDA”
8/2/2025

My experience with Cleo so far is Awesome, explanations are very clear, and options they have to help you clear and build your credit is great. They give you three ways to receive your funds, same day with a small fee, or on your Cleo card, or up to 3 business days with no fee. I love the option, and opportunities. Thank you Cleo Cleo AI: Smart My experience with Cleo so far is Awesome, explanations are very clear, and options they have to help you clear and build your credit is great. They give you three ways to receive your funds, same day with a small fee, or on your Cleo card, or up to 3 business days with no fee. I love the option, and opportunities. Thank you Cleo

TristaPage
8/3/2025

I just receive my first advance from Cleo and it was in the amount of $90. Deposited right into my account. Having this card on your side is a great feeling. They notify me anytime I make a purchase on one of my connected accounts and they easily spot me money when I needed. I can’t wait to see where this card takes me and my credit rebuilding journey. Great card to have on your side I just receive my first advance from Cleo and it was in the amount of $90. Deposited right into my account. Having this card on your side is a great feeling. They notify me anytime I make a purchase on one of my connected accounts and they easily spot me money when I needed. I can’t wait to see where this card takes me and my credit rebuilding journey.

Gjjnnbbbb
8/2/2025

This is a good app the more you use pay your advance the more you get Good This is a good app the more you use pay your advance the more you get

local longtime customer
8/2/2025

After seeing ads for this everywhere, I decided to give it a chance as I’m always looking to go to Budget and save money. After downloading the app, I noticed my notifications would come through and let me know how much I have was spending saving, etc.. the app is extremely helpful and has definitely helped me budget Better since being able to look at it in this format altogether. Highly recommend Pleasantly surprised and. impressed After seeing ads for this everywhere, I decided to give it a chance as I’m always looking to go to Budget and save money. After downloading the app, I noticed my notifications would come through and let me know how much I have was spending saving, etc.. the app is extremely helpful and has definitely helped me budget Better since being able to look at it in this format altogether. Highly recommend

Qween53
7/6/2025

Cleo is amazing. It’s really helped me to stay on budget. Phenomenal! Cleo is amazing. It’s really helped me to stay on budget.

App Details

Developer

Cleo AI Ltd

Platform

ios

Rating

4.6

Last Updated

8/9/2025