Chime – Mobile Banking icon

Chime: Mobile Banking

by Chime Financial, Inc.

4.8
IOSFinance

Chime is a mobile banking app that offers fee-free financial services. It provides early access to paychecks, tools for building credit, and savings options, all without monthly fees. Chime aims to make banking more accessible and user-friendly.

About Chime – Mobile Banking

Chime delivers better banking with no monthly fees, early access to paychecks, and credit-building tools. It's a financial technology company offering services through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Chime provides a checking account with fee-free in-network cash deposits, spending, and overdraft coverage. Automatic savings tools and a high-yield savings account help users make financial strides. Direct deposit enables early access to pay, up to $500, with no interest or credit check. Chime helps protect, maintain, and grow credit with everyday purchases and on-time payments. Members enjoy deals on everyday purchases and 24/7 support. SpotMe offers overdraft coverage up to $200 with no fees. Access 50k+ fee-free ATMs at Walgreens, 7-Eleven, and CVS. Chime is recommended by more users than any other brand, making it a top-loved banking app. With modern security features, Chime ensures your money is safe. Chime offers a seamless mobile banking experience. Start your journey to financial progress with Chime's innovative financial services and credit tools.

Key Features

  • Get fee-free overdraft coverage up to $200
  • Access 50k+ fee-free ATMs
  • Build credit with everyday purchases

Why Users Love It

Offers early access to paychecks
Provides tools for smart credit management
"Great app for managing finances and building credit. Easy to use and no hidden fees! – Generated"

Perfect for: Perfect for tech-savvy individuals seeking accessible and modern mobile banking solutions with no hidden fees.

Screenshots

Chime – Mobile Banking screenshot 1Chime – Mobile Banking screenshot 2Chime – Mobile Banking screenshot 3Chime – Mobile Banking screenshot 4Chime – Mobile Banking screenshot 5Chime – Mobile Banking screenshot 6

📊Ranking History

Track Chime – Mobile Banking's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#7

+2 from last week

Best Rank

#7

🏆

All-time high

Average Rank

#9

📈

30-day average

User Reviews

Breezy708
8/1/2025

Chimed saved my life with the tools needed for money management! Best Card Service Ever Chimed saved my life with the tools needed for money management!

Balleewho
8/1/2025

I got Chime as an extra option to use for a trip to Scotland last year. It was easy to set up, I have earned some bonus money for using it, and it has been seamless and easy to use both at home and while traveling. Glad to have it! Good experience! I got Chime as an extra option to use for a trip to Scotland last year. It was easy to set up, I have earned some bonus money for using it, and it has been seamless and easy to use both at home and while traveling. Glad to have it!

big chungis 909
8/1/2025

honestly very easy to navigate and very patient when you begin AMAZING honestly very easy to navigate and very patient when you begin

Sup.sick25
8/1/2025

I love how quick and simple this app is to use Satisfied I love how quick and simple this app is to use

Shelly Reed2022
8/2/2025

I'm loving Chime!!! I wish I had switched sooner!!! Awesome I'm loving Chime!!! I wish I had switched sooner!!!

App Details

Developer

Chime Financial, Inc.

Platform

ios

Rating

4.8

Last Updated

8/8/2025