Chime – Mobile Banking icon

Chime: Mobile Banking

by Chime Financial, Inc.

4.8
IOSFinance

Chime is a mobile banking app that offers fee-free financial services. It provides early access to paychecks, tools for building credit, and savings options, all without monthly fees. Chime aims to make banking more accessible and user-friendly.

About Chime – Mobile Banking

Chime delivers better banking with no monthly fees, early access to paychecks, and credit-building tools. It's a financial technology company offering services through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Chime provides a checking account with fee-free in-network cash deposits, spending, and overdraft coverage. Automatic savings tools and a high-yield savings account help users make financial strides. Direct deposit enables early access to pay, up to $500, with no interest or credit check. Chime helps protect, maintain, and grow credit with everyday purchases and on-time payments. Members enjoy deals on everyday purchases and 24/7 support. SpotMe offers overdraft coverage up to $200 with no fees. Access 50k+ fee-free ATMs at Walgreens, 7-Eleven, and CVS. Chime is recommended by more users than any other brand, making it a top-loved banking app. With modern security features, Chime ensures your money is safe. Chime offers a seamless mobile banking experience. Start your journey to financial progress with Chime's innovative financial services and credit tools.

Key Features

  • Get fee-free overdraft coverage up to $200
  • Access 50k+ fee-free ATMs
  • Build credit with everyday purchases

Why Users Love It

Offers early access to paychecks
Provides tools for smart credit management
Great app for managing finances and building credit. Easy to use and no hidden fees! – Generated

Perfect for: Perfect for tech-savvy individuals seeking accessible and modern mobile banking solutions with no hidden fees.

Screenshots

Chime – Mobile Banking screenshot 1Chime – Mobile Banking screenshot 2Chime – Mobile Banking screenshot 3Chime – Mobile Banking screenshot 4Chime – Mobile Banking screenshot 5Chime – Mobile Banking screenshot 6

Ranking History

Category #2

7/16/2025

#10

Category #2

7/15/2025

#9

Category #2

7/14/2025

#8

Category #2

7/13/2025

#7

Category #2

7/12/2025

#9

Category #2

7/11/2025

#10

Category #2

7/10/2025

#10

Category #2

7/9/2025

#10

User Reviews

VeroK1580
7/2/2025

Chime has honestly been the best thing for me for repairing my credit, banking, and direct deposit. It’s made my life so much easier and I have recommended it to my friends! Best thing ever Chime has honestly been the best thing for me for repairing my credit, banking, and direct deposit. It’s made my life so much easier and I have recommended it to my friends!

ditchbankbootlegger
7/3/2025

I’ve had chime a few years, I lost my job in April and just now got other employment in the end of June, they paused everything and let me repay what I owed from MyPay and spot me as I got my first new check and even opened my spot me so I’ll be covered until I get my next check( you know how little the first check is from orientation at a new job!) Chime has never failed me in the last 3 years man, I can’t say enough good about them plus the gas bonuses and everything else they have to offer. There really is no downside to using chime as your online banking source man. Do yourself a favor and get on board!🤘 Chime is Awesome I’ve had chime a few years, I lost my job in April and just now got other employment in the end of June, they paused everything and let me repay what I owed from MyPay and spot me as I got my first new check and even opened my spot me so I’ll be covered until I get my next check( you know how little the first check is from orientation at a new job!)Chime has never failed me in the last 3 years man, I can’t say enough good about them plus the gas bonuses and everything else they have to offer. There really is no downside to using chime as your online banking source man. Do yourself a favor and get on board!🤘

selma Alabama
7/3/2025

Chime are a super star. Always there to pick up the pieces Chime Chime are a super star. Always there to pick up the pieces

FRfrfrfrrfffrr
7/2/2025

They’ve always came thru and had my back. The way banking is supposed to be!!! Why I love CHIME! They’ve always came thru and had my back.The way banking is supposed to be!!!

Drainodw
7/5/2025

This is the first time I’m using a chime card and charging something to it First time This is the first time I’m using a chime card and charging something to it

App Details

Developer

Chime Financial, Inc.

Platform

ios

Rating

4.8

Last Updated

7/8/2025