by Bread Financial Holdings, Inc.
Bread Financial simplifies credit card management on the go. Access your Bread Cashback, Bread Rewards, and AAA Visa accounts to make payments, redeem rewards, review transactions, and enjoy secure communication, all within a user-friendly app.
"Great app for managing my credit card and tracking rewards!"
Perfect for: Perfect for Bread Financial cardholders seeking easy, on-the-go account management.
Track Bread Financial's performance in Finance over the last 30 days
Current Rank
#43
Best Rank
#11
All-time high
Average Rank
#30
30-day average
Very easy app to use to always check and pay my card Easy and convenient Very easy app to use to always check and pay my card
App worked perfect for about 10 months... then there was an update for the app...have not been able to sign in to the account since then ( through the app) Customer service is unable to help ...still can not sign into account after numerous calls to CS, for the past month. I have deleted the app serval times and then downloaded again...keep getting notices saying the problem is on their end not mine. I am able to access my account through the Bread Financial link but not the app. If they could get it to work, as in the beginning, I would gladly change to 5 star rateing. App is not working App worked perfect for about 10 months...then there was an update for the app...have not been able to sign in to the account since then ( through the app) Customer service is unable to help ...still can not sign into account after numerous calls to CS, for the past month. I have deleted the app serval times and then downloaded again...keep getting notices saying the problem is on their end not mine. I am able to access my account through the Bread Financial link but not the app. If they could get it to work, as in the beginning, I would gladly change to 5 star rateing.
App is great except if you have 2 cards. Every time I switch between cards the facial recognition does not work and I have to log in. This has caused me to have late payments because I am not logged into the card I want to pay and I do not have my password handy to log in. Need to make switching between cards better and smoother. Issues switching between cards App is great except if you have 2 cards. Every time I switch between cards the facial recognition does not work and I have to log in. This has caused me to have late payments because I am not logged into the card I want to pay and I do not have my password handy to log in. Need to make switching between cards better and smoother.
I have two credit cards under this and nearly impossible to access both without one messing up the other account Good but difficult to use with multiple credit cards I have two credit cards under this and nearly impossible to access both without one messing up the other account
Wish it was easier to redeem your cash back using the app. Calling customer service is very tedious and time-consuming. Redeem Wish it was easier to redeem your cash back using the app. Calling customer service is very tedious and time-consuming.
Bread Financial Holdings, Inc.
8/22/2025