Atlas: Credit Card

Name: Atlas - Rewards Credit Card
Rating: 4.6984 (45 reviews)
Author: Exto Inc.

by Exto Inc.

★4.7

Atlas is a rewards credit card designed to help users build credit, even without prior credit history. It offers higher approval rates, savings at popular locations, and reports to all three major credit bureaus.

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About Atlas - Rewards Credit Card

Atlas is a rewards credit card designed to make building credit accessible. Experience 4x higher approval rates than traditional cards, even without an existing credit history. Connect to over 10,000 banks for a safe spending limit and enjoy 0% APR, ensuring you never pay interest. Automatically save up to 10% at 50,000+ locations, including Starbucks and DoorDash. Atlas reports to Equifax, Experian, and Transunion, helping you build your credit score with daily transactions. Built-in auto-pay ensures timely payments, and you can track your progress in the app. Block suspicious transactions and benefit from complete fraud protection. With simple pricing and no hidden fees, Atlas, in partnership with Patriot Bank and Mastercard, offers a secure and straightforward way to establish and improve your credit. Increase your spend power over time and take control of your financial future with this innovative rewards credit card.

Key Features

•Get approved instantly with higher approval rates
•Save automatically at 50,000+ locations
•Build credit with daily transactions and auto-pay

Why Users Love It

✓Offers higher approval rates

✓Helps build credit quickly

"Great app for building credit and saving money on everyday purchases"

Perfect for: Perfect for young adults and those new to credit seeking to establish a positive credit history.

Screenshots

📊Ranking History

Track Atlas - Rewards Credit Card's performance in Finance over the last 30 days

Top 5

Top 10

Top 15

Below 15

Current Rank

#50

↓

19 from last week

Best Rank

#31

🏆

All-time high

Average Rank

#41

📈

30-day average

Questions & Answers

What's a solid iOS app for keeping tabs on my credit card rewards, especially when I'm pulling a double?

Okay, so after a crazy shift, the last thing I wanna do is squint at a tiny screen trying to figure out my credit card rewards. That's where Atlas com...

Read full answer →

User Reviews

House1747

★★★★★

8/4/2025

Increased credit score 40 points in a month. Keep using this card for small purchases let it sit and pay it off. Has helped tremendously! Credit score increase Increased credit score 40 points in a month. Keep using this card for small purchases let it sit and pay it off. Has helped tremendously!

blessrd77

★★★★★

8/4/2025

Wonderful app, easily to navigate and customer service is excellant and easily to respond Atlas Wonderful app, easily to navigate and customer service is excellant and easily to respond

terribletaylorr!

★★★★★

8/4/2025

There is a monthly fee but i would consider it worth it since my credit has gone up 10 points since i started using the app a month ago! Very worth looking into! Very helpful There is a monthly fee but i would consider it worth it since my credit has gone up 10 points since i started using the app a month ago! Very worth looking into!

Bcbonusbdc

★★★★★

8/5/2025

The probation they have is excellent. The app is easy to navigate and fast to respond. Best credit card for building your score. Credit bonus The probation they have is excellent. The app is easy to navigate and fast to respond. Best credit card for building your score.

Al’s thoughts

★★★★★

8/5/2025

I opened an Atlas account a couple of days ago and am pleasantly surprised by the excellent customer service and support I have received! A bit of freedom I opened an Atlas account a couple of days ago and am pleasantly surprised by the excellent customer service and support I have received!