Zip - Buy Now, Pay Later icon

Zip: Buy Now, Pay Later

by Zip, Co.

โ˜…4.8
ANDROIDShopping

Zip enables users to buy now and pay later, splitting purchases into four installments over six weeks at millions of online and in-store retailers. It offers a flexible way to manage finances and shop favorite brands without long applications.

About Zip - Buy Now, Pay Later

Zip (previously Quadpay) offers a flexible buy now, pay later platform, allowing users to split purchases into four manageable installments over six weeks. Shop at millions of online and in-store retailers, enjoying the freedom to acquire what you need while stretching your funds. The app provides instant decisions without lengthy application forms, making shopping seamless and accessible. Add Zip to Apple Wallet or Google Pay for easy access and effortless payments. With Zip, there's no impact on your credit score, and timely notifications keep you informed about upcoming installments. It's an ideal solution for savvy shoppers seeking great deals and flexible payment options. The app allows you to track spending, view transaction history, and manage payments easily. Update account details and get support directly within the app. Zip simplifies the shopping experience, making it easier to shop now, pay later. Explore a directory of merchants and make purchases at places that accept Visa. Zip provides a worry-free approach to managing your finances while enjoying your favorite brands and products. It's the smarter way to shop and pay.

Key Features

  • โ€ขSplit any purchase into 4 installments
  • โ€ขShop online or in-store at millions of retailers
  • โ€ขTrack spending and manage payments in the app

Why Users Love It

โœ“Offers flexible payment options
โœ“Provides access to millions of retailers
"Great app for splitting payments on larger purchases, making budgeting easier and more manageable."

Perfect for: Perfect for budget-conscious shoppers who want flexibility in managing their payments.

Screenshots

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๐Ÿ“ŠRanking History

Track Zip - Buy Now, Pay Later's performance in Shopping over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#34

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Best Rank

#29

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All-time high

Average Rank

#34

๐Ÿ“ˆ

30-day average

User Reviews

Amber runyun
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7/6/2025

love zip!! being a single mom struggling to make ends meet is freaking hard!! so having a way to buy groceries, clothes, household supplies, and things my kids need when I don't have the money and am able to pay payments is amazing!! yes the fee sucks but with being able to use the card literally anywhere pretty much makes up for it!! would absolutely recommend!

Christopher Bryant
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7/7/2025

I love Zip. Simple, fair, honest, and easy to do business with. Update 7/6/25: Still using Zip for over 3 years now. Same great service, and now my buying power has increased 300 percent. I have more credit available with Zip than most of my other credit cards! Thanks for helping me buy the things I need most!

Eric Marcynski
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8/7/2025

Zip is phenomenal. So easy to use and it makes it easier to budget. Would 100% recommend Zip to everybody.

Lexy Hopkins
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8/8/2025

best payment plan app. it takes your total and breaks it into 4 easy payments. and I have it set up so it comes out after payday ๐Ÿ˜ I just got a new watch and shoes for work and only spent 25 bucks ๐Ÿฅฐ

Debbie Gonzalez
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8/8/2025

This app comes in clutch when I need things but can't afford to pay it all at one time. So easy to use!

App Details

Developer

Zip, Co.

Platform

android

Rating

โ˜…4.8

Last Updated

8/9/2025