USAA DriveSafe: Safe Driving

The USAA DriveSafe app is designed to help USAA members with active auto insurance policies in select states save money. It does this by monitoring your driving habits and rewarding safe drivers with discounts on their premiums. The app uses your phone's GPS and other sensors to automatically track your trips, giving you insights into how you're driving. This includes things like how much you drive, your phone usage while driving, and instances of harsh braking. If the app detects a crash, it will check to see if you're OK and offer assistance with the next steps. Plus, if you need to file a claim after an accident, the driving information collected by the app can help speed up the claims process. It's all about promoting safe driving and rewarding responsible behavior. By understanding your driving habits, you can make adjustments to improve your safety and potentially lower your insurance costs. The app is part of USAA's SafePilot and SafePilot Miles programs, so enrollment in one of these programs is required. It's a pretty straightforward way to potentially save some cash on your auto insurance. It's worth checking out if you're already a USAA member. The potential savings make it a worthwhile consideration for any USAA customer looking to reduce their monthly expenses. It's a win-win: safer driving and a lighter wallet impact. The app really focuses on driving insights.