OnePay – Mobile Banking icon

OnePay: Mobile Banking

by ONE Finance, Inc.

β˜…4.8
ANDROIDFinance

OnePay delivers comprehensive mobile banking, offering early access to paychecks, cash back rewards, and high-yield savings accounts. It provides overdraft protection and credit building tools, making it a robust financial solution.

About OnePay – Mobile Banking

OnePay is a financial technology platform providing a suite of mobile banking services designed to empower users with greater control over their finances. Enjoy the convenience of accessing your funds up to 2 days early with direct deposit, and earn cash back rewards on everyday purchases. OnePay offers a high-yield savings account with an impressive 3.75% APY on qualifying balances, helping you grow your savings faster. Take advantage of overdraft protection to avoid costly fees and build your credit with the Credit Builder program. With OnePay, managing your money is simple and rewarding. The platform also provides personalized financial insights and tools to help you achieve your financial goals. Enjoy seamless transactions, secure payments, and real-time balance updates, all within a user-friendly mobile app. OnePay is committed to providing innovative and accessible financial solutions for everyone. Experience the future of banking with OnePay's robust mobile banking features, cash back rewards, and high-yield savings accounts. Build your credit and manage your finances effectively.

Key Features

  • β€’Access paychecks up to 2 days early with direct deposit
  • β€’Earn cash back rewards on eligible purchases
  • β€’Grow savings with a high-yield savings account
  • β€’Utilize overdraft protection to avoid fees
  • β€’Build credit with the Credit Builder program

Why Users Love It

βœ“Offers early access to paychecks
βœ“Provides cash back rewards
βœ“Features high-yield savings options
βœ“Includes credit building tools
No reviews available yet.

Perfect for: Perfect for tech-savvy individuals seeking comprehensive mobile banking with rewards and credit-b...

Screenshots

OnePay – Mobile Banking screenshot 1OnePay – Mobile Banking screenshot 2OnePay – Mobile Banking screenshot 3OnePay – Mobile Banking screenshot 4OnePay – Mobile Banking screenshot 5OnePay – Mobile Banking screenshot 6

Ranking History

Category #142

7/16/2025

#14

Category #142

7/15/2025

#11

Category #142

7/14/2025

#13

Category #142

7/13/2025

#13

Category #142

7/12/2025

#13

Category #142

7/11/2025

#13

Category #142

7/10/2025

#13

Category #142

7/9/2025

#13

User Reviews

Jana Luper
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7/4/2025

My original review was not very good but I have since learned that the issue I was having with not getting paid wasnt OnePay's fault at all. It's Spark/Walmart. But... The awesome customer service of OnePay credited me $35 for the inconvenience. Wow!!! It did help and I'm so grateful. Thank you. I'll recommend this card to everyone!

Chris Bream
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7/3/2025

OnePay customer service was very responsive to some issues I was having. I highly recommend this service.

Stephanie Binns
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6/30/2025

I love my Onepay card and app. So easy to use and it has a lot of features that you typically don't get from a traditional bank. I highly recommend this debit card if u want easy and convenient. No bank fees, earn money when u shop, overdraft protection, and credit building features.

Rose
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7/2/2025

it's easily accessible and easy to use. using chat is great, they are always polite and able to answer any questions.

Warren.O
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7/2/2025

Easy to navigate multiple options no problems with the card or app. You can tap a button and send/receive money from anyone with similar ONE card. Early pay. Satisfied customer.

App Details

Developer

ONE Finance, Inc.

Platform

android

Rating

β˜…4.8

Last Updated

7/7/2025