OnePay โ€“ Mobile Banking icon

OnePay: Mobile Banking

by ONE Finance, Inc.

โ˜…4.8
ANDROIDFinance

OnePay delivers comprehensive mobile banking, offering early access to paychecks, cash back rewards, and high-yield savings accounts. It provides overdraft protection and credit building tools, making it a robust financial solution.

About OnePay โ€“ Mobile Banking

OnePay is a financial technology platform providing a suite of mobile banking services designed to empower users with greater control over their finances. Enjoy the convenience of accessing your funds up to 2 days early with direct deposit, and earn cash back rewards on everyday purchases. OnePay offers a high-yield savings account with an impressive 3.75% APY on qualifying balances, helping you grow your savings faster. Take advantage of overdraft protection to avoid costly fees and build your credit with the Credit Builder program. With OnePay, managing your money is simple and rewarding. The platform also provides personalized financial insights and tools to help you achieve your financial goals. Enjoy seamless transactions, secure payments, and real-time balance updates, all within a user-friendly mobile app. OnePay is committed to providing innovative and accessible financial solutions for everyone. Experience the future of banking with OnePay's robust mobile banking features, cash back rewards, and high-yield savings accounts. Build your credit and manage your finances effectively.

Key Features

  • โ€ขAccess paychecks up to 2 days early with direct deposit
  • โ€ขEarn cash back rewards on eligible purchases
  • โ€ขGrow savings with a high-yield savings account
  • โ€ขUtilize overdraft protection to avoid fees
  • โ€ขBuild credit with the Credit Builder program

Why Users Love It

โœ“Offers early access to paychecks
โœ“Provides cash back rewards
โœ“Features high-yield savings options
โœ“Includes credit building tools
"No reviews available yet."

Perfect for: Perfect for tech-savvy individuals seeking comprehensive mobile banking with rewards and credit-b...

Screenshots

OnePay โ€“ Mobile Banking screenshot 1OnePay โ€“ Mobile Banking screenshot 2OnePay โ€“ Mobile Banking screenshot 3OnePay โ€“ Mobile Banking screenshot 4OnePay โ€“ Mobile Banking screenshot 5OnePay โ€“ Mobile Banking screenshot 6

๐Ÿ“ŠRanking History

Track OnePay โ€“ Mobile Banking's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#12

โ†‘

+1 from last week

Best Rank

#8

๐Ÿ†

All-time high

Average Rank

#13

๐Ÿ“ˆ

30-day average

User Reviews

Jana Luper
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7/4/2025

My original review was not very good but I have since learned that the issue I was having with not getting paid wasnt OnePay's fault at all. It's Spark/Walmart. But... The awesome customer service of OnePay credited me $35 for the inconvenience. Wow!!! It did help and I'm so grateful. Thank you. I'll recommend this card to everyone!

Chris Bream
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7/3/2025

OnePay customer service was very responsive to some issues I was having. I highly recommend this service.

Steven Wheat
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7/1/2025

so far so good I like the app I've had chime cash app venmo I especially open a onepay account because of the Walmart perks and it's ever evolving because we went from 300 instant transfer to 1,000 a couple months later which was nice little easier to move money andpay bills

Shane
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7/1/2025

this is probably the best bank that I've ever had. even though it doesn't have a physical banking location, I can't say anything but good things about these guys. they make everything so convenient and easy. I haven't had any problems with them yet.

Nicoll Stapleton
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7/2/2025

I didn't get my first direct deposit in quickly enough to take advantage of the first bonus but the cash back feature has saved me quite a bit in maybe six months and the app works well so I am pleased.

App Details

Developer

ONE Finance, Inc.

Platform

android

Rating

โ˜…4.8

Last Updated

8/7/2025