Credit Karma: Credit Score

I downloaded Credit Karma years ago when my credit was a super low 524. It helped me quickly. They suggested a prepaid credit card which I used it for just one bill every month and set it to auto-pay the full balance. Now, years later, I've bought a house and have credit cards with $11,000 limits! My score is 741, and it was even as high as 801 before. Credit Karma really works and it doesn't take long to get above 600 and start fixing past credit mistakes (a few months).

Been a colossal help in applying for the right credit cards, tracking my auto loan and credit ratings. The only downside is that they offer up refinancing when it isn't feasible. Don't give the 3rd party companies any of your info unless you've paid off enough of your principle. For instance, my credit rating raised quickly so they presented refinancing offers even though they were insta-denied based on how much I still owed.

very helpful when keeping up with my credit score. giving me options with different offers and credit card solutions. helps with showing my score from each of the credit bureaus on one platform, so I don't have to check them individually. I appreciate how easy it is to navigate & and understand the different reports.

Wonderful tool for all things finance, especially when watching your credit standing. Great tool for savings, and earning interest from their high yield products! Highly recommend!

CREDIT KARMA HAS BEEN A VERY GREAT RESOURCE, AS IT HAS TRACKED MY FINANCIAL PROGRESS AND EVEN GIVEN ME INVALUABLE INSIGHTS ON HOW TO CONTINUOUSLY IMPROVE MY CREDIT SCORE, AS WELL AS THE BEST CREDIT CARDS TO FURTHER DECREASE THE AMOUNT OF DEBT DUE TO HIGH INTEREST RATES. IT HAS ALSO TRACKED MY MORTGAGE PAYMENTS AND AMOUNT OF "PRINCIPAL ONLY" PAYMENTS, WHICH CAUSED MY MORTGAGE RECALCULATION TO A LOWER MONTHLY PAYMENT.