Four: Buy Now Pay Later

Great service with a wide variety of places to shop. At first it was frustrating because some of the stores will cancel orders. But Four has been good about providing a refund. If you are using it for concert tickets, then go with Ticketmaster. StubHub is unfortunately unusable. Sometimes stores have guidelines that pop up in the beginning and it's a good idea to pay attention to those. Four has been very helpful and overall easy to use.

I love Four! been using since the app first came around. have never had any issues. the only thing I wish they would change is ur spending power. it's based off ur linked bank account/accounts. when I first started using it only allowed me to spend a fraction of my available spending power. now that ive made consecutive ontime payments and use the app frequently.... I am eligible to spend the total purchasing power that's available. id still recommend Four.

I've been using the Four pay app for almost a year now, and I absolutely love it! It's been a game-changer for me when it comes to managing my money. The ability to split a purchase into four smaller, interest-free payments makes buying things I need so much less stressful. I've placed over 50 orders and haven't had a single issue. The app is super easy to navigate, and it helps me budget effectively without feeling like I'm missing out.

pretty great app aside from membership fees and the confusion with exactly how they charge your first payment...it seems to drop off after 24 hours yet I keep getting notifications that I've got 24 hours left to use it only for it to decline what I'm wanting to purchase-edit to say I figured it out! Exceptionally high spend limit and great part is you don't have to shop in one store with it!

I have TERRIBLE credit. But, Four took a gamble on me, and now I have an awesome electric scooter making its way to me. I'm so excited, thanks! When life decides to body slam you financially, it can be a hopeless feeling. This gave me the boost I needed to feel like everything is turning around.