EarnIn: Why Wait for Payday? icon

EarnIn: Get Paid Early

by Activehours Inc.

โ˜…4.7
ANDROIDFinance

EarnIn is a financial app that lets you access your earned wages early, helping you avoid overdraft fees and payday loans. It offers tools for saving, budgeting, and credit score monitoring, providing a comprehensive approach to managing your finances.

About EarnIn: Why Wait for Payday?

EarnIn provides access to your money as you work, offering a smarter alternative to cash advances and payday loans. Get up to $150 per day, up to $750 per pay period, with Cash Out. There are no mandatory fees, interest, or credit checks. With Early Pay, receive your paycheck up to 2 days early. Balance Shield helps avoid overdrafts with alerts and custom transfers. Track your credit score for free and use effortless saving and budgeting tools like Tip Yourself to reach your financial goals. EarnIn uses the latest security technology to keep your data and money protected. Access your own cash to pay bills in advance and keep your budget on track. EarnIn helps you take control of your personal finances with tools for saving, credit score monitoring, and more. It's a safe and secure way to manage your money.

Key Features

  • โ€ขAccess up to $150 of earned wages daily
  • โ€ขGet your paycheck up to 2 days early
  • โ€ขTrack your credit score for free
  • โ€ขSave money automatically with each paycheck
  • โ€ขAvoid overdraft fees with Balance Shield alerts

Why Users Love It

โœ“Avoid high interest payday loans
โœ“Access earned wages quickly
โœ“Track credit score easily
โœ“Offers budgeting and saving tools
"Great app for managing finances and accessing earned wages early โ€“ helps avoid late fees and unexpected expenses."

Perfect for: Perfect for hourly workers and gig workers who need access to their earnings before payday.

Screenshots

EarnIn: Why Wait for Payday? screenshot 1EarnIn: Why Wait for Payday? screenshot 2EarnIn: Why Wait for Payday? screenshot 3EarnIn: Why Wait for Payday? screenshot 4EarnIn: Why Wait for Payday? screenshot 5EarnIn: Why Wait for Payday? screenshot 6

App Preview

๐Ÿ“ŠRanking History

Track EarnIn: Why Wait for Payday?'s performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#37

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+5 from last week

Best Rank

#35

๐Ÿ†

All-time high

Average Rank

#39

๐Ÿ“ˆ

30-day average

User Reviews

Jesse Menzel
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8/4/2025

Earnin has immensely improved their app and their customer service. There attentiveness to your issues and the promptness in responding to your messages or emails is on point!๐Ÿ‘Œ๐Ÿป My review afew months ago was very different and I have a completely different point of view when it comes to my experience with them. All in all, needless to say, I am pleased! ๐Ÿ˜๐Ÿ‘๐Ÿป ๐ŸŽŠ"THANKS EARNIN!!"๐ŸŽ‰

Kelli Brannen
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7/3/2025

I used to think I'd never use this but life happens. I started using Earnin several months ago & it honestly is great. They make money on instant transfer fees that are very small & reasonable, & you can add an optional tip. I'm able to get up to $150 a day, & I like that the fees & tips aren't taken out of the requested amt, if you request $100 you get $100. Tips & instant transfer fees are in the repayment. Instant transfer is in my bank acct in seconds no matter what time of day or night.

Gypsy Phillips
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8/4/2025

Definitely comes in clutch when you're running tight on money. I love the loan increase you get when you pay your loan back on time, shows having good faith in customers as a reward. I like that you can adjust your payment if something else comes up and you dont get penalized for it.

Jeremiah Smith
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7/8/2025

very convenient, easy to use and set-up. you can use "lightning speed" to transfer out immediately but I find the free version to be pretty quick and useful to the point that I've never used the lightning speed. it asks you to add a tip, which you can customize. I've never tried to tip 0, although it gives you the option to. I always tip $1, and my transfer is usually in the bank within 24 hours. also helpful if you have direct deposit, it will tell you when your check is going to hit the bank.

Abby Nelms
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8/8/2025

Works great and I got my funds within a few minutes. I used the verify work email option and the whole process was easy and fast. Will use this again if I need it! Very helpful, no fees, just tip. No credit check. No interest.

App Details

Developer

Activehours Inc.

Platform

android

Rating

โ˜…4.7

Last Updated

8/9/2025