by Activehours Inc.
EarnIn is a financial app that lets you access your earned wages early, helping you avoid overdraft fees and payday loans. It offers tools for saving, budgeting, and credit score monitoring, providing a comprehensive approach to managing your finances.
"Great app for managing finances and accessing earned wages early โ helps avoid late fees and unexpected expenses."
Perfect for: Perfect for hourly workers and gig workers who need access to their earnings before payday.
Track EarnIn: Why Wait for Payday?'s performance in Finance over the last 30 days
Current Rank
#37
+5 from last week
Best Rank
#35
All-time high
Average Rank
#39
30-day average
Earnin has immensely improved their app and their customer service. There attentiveness to your issues and the promptness in responding to your messages or emails is on point!๐๐ป My review afew months ago was very different and I have a completely different point of view when it comes to my experience with them. All in all, needless to say, I am pleased! ๐๐๐ป ๐"THANKS EARNIN!!"๐
I used to think I'd never use this but life happens. I started using Earnin several months ago & it honestly is great. They make money on instant transfer fees that are very small & reasonable, & you can add an optional tip. I'm able to get up to $150 a day, & I like that the fees & tips aren't taken out of the requested amt, if you request $100 you get $100. Tips & instant transfer fees are in the repayment. Instant transfer is in my bank acct in seconds no matter what time of day or night.
Definitely comes in clutch when you're running tight on money. I love the loan increase you get when you pay your loan back on time, shows having good faith in customers as a reward. I like that you can adjust your payment if something else comes up and you dont get penalized for it.
very convenient, easy to use and set-up. you can use "lightning speed" to transfer out immediately but I find the free version to be pretty quick and useful to the point that I've never used the lightning speed. it asks you to add a tip, which you can customize. I've never tried to tip 0, although it gives you the option to. I always tip $1, and my transfer is usually in the bank within 24 hours. also helpful if you have direct deposit, it will tell you when your check is going to hit the bank.
Works great and I got my funds within a few minutes. I used the verify work email option and the whole process was easy and fast. Will use this again if I need it! Very helpful, no fees, just tip. No credit check. No interest.
Activehours Inc.
8/9/2025