EarnIn: Why Wait for Payday? icon

EarnIn: Get Paid Early

by Activehours Inc.

β˜…4.7
ANDROIDFinance

EarnIn is a financial app that lets you access your earned wages early, helping you avoid overdraft fees and payday loans. It offers tools for saving, budgeting, and credit score monitoring, providing a comprehensive approach to managing your finances.

About EarnIn: Why Wait for Payday?

EarnIn provides access to your money as you work, offering a smarter alternative to cash advances and payday loans. Get up to $150 per day, up to $750 per pay period, with Cash Out. There are no mandatory fees, interest, or credit checks. With Early Pay, receive your paycheck up to 2 days early. Balance Shield helps avoid overdrafts with alerts and custom transfers. Track your credit score for free and use effortless saving and budgeting tools like Tip Yourself to reach your financial goals. EarnIn uses the latest security technology to keep your data and money protected. Access your own cash to pay bills in advance and keep your budget on track. EarnIn helps you take control of your personal finances with tools for saving, credit score monitoring, and more. It's a safe and secure way to manage your money.

Key Features

  • β€’Access up to $150 of earned wages daily
  • β€’Get your paycheck up to 2 days early
  • β€’Track your credit score for free
  • β€’Save money automatically with each paycheck
  • β€’Avoid overdraft fees with Balance Shield alerts

Why Users Love It

βœ“Avoid high interest payday loans
βœ“Access earned wages quickly
βœ“Track credit score easily
βœ“Offers budgeting and saving tools
Great app for managing finances and accessing earned wages early – helps avoid late fees and unexpected expenses.

Perfect for: Perfect for hourly workers and gig workers who need access to their earnings before payday.

Screenshots

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App Preview

Ranking History

Category #142

7/16/2025

#43

Category #142

7/15/2025

#44

Category #142

7/14/2025

#40

Category #142

7/13/2025

#41

Category #142

7/12/2025

#41

Category #142

7/11/2025

#37

Category #142

7/10/2025

#36

User Reviews

Kelli Brannen
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7/3/2025

I used to think I'd never use this but life happens. I started using Earnin several months ago & it honestly is great. They make money on instant transfer fees that are very small & reasonable, & you can add an optional tip. I'm able to get up to $150 a day, & I like that the fees & tips aren't taken out of the requested amt, if you request $100 you get $100. Tips & instant transfer fees are in the repayment. Instant transfer is in my bank acct in seconds no matter what time of day or night.

Jeremiah Smith
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7/8/2025

very convenient, easy to use and set-up. you can use "lightning speed" to transfer out immediately but I find the free version to be pretty quick and useful to the point that I've never used the lightning speed. it asks you to add a tip, which you can customize. I've never tried to tip 0, although it gives you the option to. I always tip $1, and my transfer is usually in the bank within 24 hours. also helpful if you have direct deposit, it will tell you when your check is going to hit the bank.

young LG
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7/8/2025

its a pretty reliable app I wish they allowed you to pull out more especially after proving you can be trusted to pay them back

Dayren Dp
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7/8/2025

Amazingly fast and you get paid the amounts you want ahead of your payday, for a small fee. You set up how much you want and add a tip if you want!

Stephanie Palla
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7/8/2025

I truly appreciate this app. It helped out when I needed a cash advance in the moment. my only "complaint/issue" would be the frequency. For example, my friend works for Amazon and after every completed shift, his app will allow him to pull money. Earnin, no matter how much you make will only let you pull your capped amount 2x. I make soooo much more than my capped amount and it would be amazing to be able to pull more than 2x per pay period especially if the money is secured.

App Details

Developer

Activehours Inc.

Platform

android

Rating

β˜…4.7

Last Updated

7/10/2025