Current: The Future of Banking icon

Current: MOBILE BANKING

by Current

4.5
ANDROIDFinance

Current is a mobile banking app that offers credit building, faster direct deposits, and fee-free overdraft. Earn rewards, save with high annual bonuses, and access 24/7 support, all within a user-friendly platform.

About Current: The Future of Banking

Current is revolutionizing mobile banking, empowering you to manage your finances effectively. Build credit effortlessly with the Build Card, bypassing credit checks. Enjoy quicker access to your funds with direct deposits up to 2 days faster than traditional banks. Avoid ATM fees at 40,000 Allpoint ATMs nationwide. Get covered with fee-free overdraft up to $200, and boost your savings with up to 4.00% annual bonus. Earn points on grocery and restaurant purchases. Current provides 24/7 in-app support. It's a financial technology company offering innovative solutions. With Current's Visa debit and credit cards, you can spend, save, and manage your money efficiently. Experience the future of banking with Current's seamless digital banking experience.

Key Features

  • Build credit without credit checks using the Build Card
  • Receive paychecks up to 2 days faster with direct deposit
  • Earn up to 4.00% annual bonus on savings
  • Access fee-free overdraft up to $200
  • Withdraw cash fee-free from 40,000 Allpoint ATMs

Why Users Love It

Offers faster direct deposits
Provides fee-free overdraft
Enables credit building
"Great app for managing finances and building credit. (Generated)"

Perfect for: Perfect for young adults and tech-savvy individuals seeking modern banking solutions and credit-b...

Screenshots

Current: The Future of Banking screenshot 1Current: The Future of Banking screenshot 2Current: The Future of Banking screenshot 3Current: The Future of Banking screenshot 4Current: The Future of Banking screenshot 5Current: The Future of Banking screenshot 6

📊Ranking History

Track Current: The Future of Banking's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#14

+1 from last week

Best Rank

#14

🏆

All-time high

Average Rank

#23

📈

30-day average

User Reviews

AJ STEINBERGER
7/1/2025

amazing! I could NOT get a credit card for a long time due to having no credit. I had no activity on my credit for 7+ years so everything was blank. I couldn't get any credit card to approve me. I found Current and have been building my credit ever since. this app is so easy to use, clean interface, and actually gives you a chance to build your credit back up. I will be with Current for a long time.

Frankie Sanchez Jr
7/2/2025

Easy to use, no major issues with sending and receiving money from direct deposits. Transferring money from this account to another bank or vice versa, is easy to do. The three savings accounts that come with the account, are nice to have. When you have money coming out of your account for bills, you get a notification/reminder that a payment will be withdrawn from your account.

Shea Shea
6/30/2025

Would someone from Current please fix my Current Credit Builder card? It keeps saying the card is expired, which it doesn't until 2027. because I'm not paying for a new card, when I've done nothing wrong to mess this up. I would greatly appreciate it if it was taken care of. it is an awesome app and way to TCB. I just need the issue fixed. 🙂

Ruby Lyn Arce
8/1/2025

I am loving using the Current. So. far it hasn't fail or disappoint me after 4 months. Especially, for people who are building their credit. It's very convenient for beginner people that are learning how to use debit card or save in general. I got my kids an account under my name with Current. It is working great. I highly recommend Current.

John R.
8/4/2025

The possibilities of fixing my credit makes me WANT to save my money and manage my card usage in a MORE responsible manner. Seeing my score improve really makes me SMILE! 😊

App Details

Developer

Current

Platform

android

Rating

4.5

Last Updated

8/7/2025

Current: Mobile Banking & Credit Building