Chime – Mobile Banking icon

Chime: Mobile Banking

by Chime

4.7
ANDROIDFinance

Chime is a mobile banking app that offers early access to paychecks, fee-free overdraft, and tools to build credit. It provides a high-powered checking account with no monthly fees and automatic savings features.

About Chime – Mobile Banking

Chime delivers better banking with tools for financial progress. Get early access to your pay, credit building tools, and no monthly fees. It’s a high-powered checking account with fee-free cash deposits, spending, overdraft coverage, and free in-network ATMs. Chime helps you save easily with automatic tools and a high-yield savings account. Get paid up to two days early when you direct deposit with Chime, up to $500 with no interest or credit check. Smart credit management helps you protect and grow your credit with everyday purchases and on-time payments. Enjoy member perks with deals on everyday purchases right in the app. Chime prioritizes security with modern features and 24/7 live support. SpotMe offers fee-free overdraft coverage up to $200. Unlock your financial potential with Chime's innovative banking solutions, designed for modern life and financial well-being. Experience the future of mobile banking with Chime. Start your journey to better money management today.

Key Features

  • Access your paycheck up to two days early
  • Get fee-free overdraft coverage up to $200 with SpotMe
  • Build credit with everyday purchases and on-time payments

Why Users Love It

Avoid monthly fees
Enjoy 24/7 live support
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Perfect for: Perfect for tech-savvy individuals seeking convenient and modern banking solutions.

Screenshots

Chime – Mobile Banking screenshot 1Chime – Mobile Banking screenshot 2Chime – Mobile Banking screenshot 3Chime – Mobile Banking screenshot 4Chime – Mobile Banking screenshot 5Chime – Mobile Banking screenshot 6

📊Ranking History

Track Chime – Mobile Banking's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#43

40 from last week

Best Rank

#2

🏆

All-time high

Average Rank

#14

📈

30-day average

User Reviews

Lyons J
7/6/2025

great way to bank specially if you live on a fixed income.Excellent credit builder.I have never had a better score than I do now

Daniel Copous
8/5/2025

This app rocks! I love my Chime account so much! I get the opportunity to access my check from my employer 2 days early! I kid you not. Everyone at my job gets theirs on Friday done in Thursday if they get it directly deposited into their bank account. But me; I get my check 2 days early,lol. My coworkers are all signing up for Chime accounts now accessing their check earlier. Considering we get paid every 2 weeks, those few days make a difference. they also allow me to borrow up to $500,between

Julia Christian
8/6/2025

I Love Chime!! I sent a link to my husband n he loves it. He is able to get his check deposited to his card 2 days sooner than bf. When he deposited $200 we both made $100. With Chime he gets a txt every time money is spent where with a bank he didn't unless it was for $25 or higher. I have a Chime credit builder card as well as my Chime card so that when I pay r bills on time they report it to all of the credit agencies like Experian which helps build ur credit! U can send n receive n transfer$

Bill
8/5/2025

Chime has so many great features that it's hard to pick just one. the overdraft is very helpful and so is transferring money to a friend or family who needs help.great credit card !

Cheryl Shumpard
7/6/2025

Chime always has my back. Different financial institutions solicite for my direct deposit offering various perks, nobody can match Chime. I thought spot me was great then came my pay which is fantastic.

App Details

Developer

Chime

Platform

android

Rating

4.7

Last Updated

8/7/2025