Bright Money - AI Debt Manager icon

Bright Money: DEBT PAYOFF

by Bright Money

4.6
ANDROIDFinance

Bright Money is an AI-powered app designed for smart debt payoff and budgeting. It offers customized plans, credit building tools, and loan options. Users also benefit from expert financial tips and 24/7 support, making debt management easier.

About Bright Money - AI Debt Manager

Bright Money is an AI-driven app that helps you achieve your financial goals by offering a smart debt payoff plan and budgeting assistance. Build your credit history with Bright Builder, a secured line of credit, and get your on-time payments reported to credit bureaus. You can also build credit by reporting monthly rent payments. The app provides customized plans using AI, guiding you toward financial freedom, whether it's for a trip, car, or retirement. Bright Money also offers loan options up to $10,000 with no initial impact on your credit score. Access expert tips and resources to manage your money effectively, along with 24/7 live chat support. One user shares, "Bright Money has been a tremendous help to my credit score...Before i aigned up i was lost." Subscription plans are available for added savings. Bright Money helps users tackle debt and raise their credit scores, ultimately helping them achieve their financial dreams. Another user notes, "I'm having a great experience so far with Bright Money. I've started seeing an increase in my credit score." Bright Money simplifies financial management and offers tools for credit building and debt management.

Key Features

  • Build credit history with Bright Builder
  • Create customized debt payoff plans with AI
  • Access expert tips for managing your money

Why Users Love It

Helps increase credit score
Provides customized debt payoff plans
"Bright is a great way to help with all money management tools there to guide you in sucha direction that you cant loose." (5/5)

Perfect for: Perfect for individuals seeking to improve their credit and manage debt effectively with AI-driven tools.

Screenshots

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App Preview

Ranking History

Category #142

7/16/2025

#46

Category #142

7/15/2025

#48

Category #142

7/11/2025

#50

Category #142

7/10/2025

#48

User Reviews

Lydia Masters
7/6/2025

I'm having a great experience so far with Bright Money. I've started seeing an increase in my credit score, it helps me find loans I might qualify for, and there are some features they offer that are helping me save money, like the subscription cancelling feature. The look and feel of the app itself is also great, easy to navigate and clean and neat looking. Overall wonderful app! - John H.

Lydia Masters
7/6/2025

I'm having a great experience so far with Bright Money. I've started seeing an increase in my credit score, it helps me find loans I might qualify for, and there are some features they offer that are helping me save money, like the subscription cancelling feature. The look and feel of the app itself is also great, easy to navigate and clean and neat looking. Overall wonderful app! - John H.

Jason Baggatta
7/6/2025

bright has been a great app and a great program to use they have treated me great and have done great things monitoring my money and my account I would recommend bright to anyone

Erin Church
7/5/2025

The experience with Bright can be difficult at times. Bright offers my options to utilize and participate using the Bright app. The ability to monitor your checking account and 'bump' your balance with a push "loan" can be both helpful and harmful in the same sentence. Receiving a push deposit does help you avoid overdrafts ... and you repay that push deposit by your next payday. In an emergency situation it is worth the inconvenience, but it can also get out of control and become dependent.

Kelley Adams
7/1/2025

so I started using this app a while ago and I was kind of skeptical, but. But after a while I noticed my credit was starting to go up because of it and my on time.Payments via this app. This actually works well.

App Details

Developer

Bright Money

Platform

android

Rating

4.6

Last Updated

7/10/2025