Atlas - Rewards Credit Card icon

Atlas: Credit Card

by Exto Inc.

4.6
ANDROIDFinance

Atlas is a rewards credit card designed for easy approval, even without prior credit history. It offers 4x higher approval rates, helps build credit with daily transactions, and saves you money with automatic discounts at popular locations.

About Atlas - Rewards Credit Card

Atlas is a rewards credit card that provides 4x higher approval rates compared to traditional cards, making it accessible even without an established credit history. It's designed to grow with you, connecting to over 10,000 banks to determine a safe spending limit, ensuring you can repay easily without accumulating a balance. Enjoy 0% APR, eliminating interest charges, and increase your limits with continued use. Save automatically up to 10% at over 50,000 locations, including Starbucks, Nike, and DoorDash. Atlas helps you build your credit with daily transactions and automatic payments, tracking your score within the app. Reporting to all three major credit bureaus—Equifax, Experian, and TransUnion—Atlas ensures comprehensive credit building. Enjoy security features like instant card blocking and complete fraud protection. With simple pricing and no hidden fees, Atlas offers an affordable way to manage your finances and improve your credit score. Partnering with Patriot Bank and Mastercard, Atlas ensures industry-leading security. Start building your credit and saving money today with the Atlas rewards credit card.

Key Features

  • Get approved instantly with higher approval rates
  • Save automatically at 50,000+ locations
  • Build credit with daily transactions and auto-pay

Why Users Love It

Offers higher approval rates
Helps build credit quickly
"I'm excited to start building my credit with this card!"

Perfect for: Perfect for young adults or those with limited credit history seeking to build credit and save money.

Screenshots

Atlas - Rewards Credit Card screenshot 1Atlas - Rewards Credit Card screenshot 2Atlas - Rewards Credit Card screenshot 3Atlas - Rewards Credit Card screenshot 4Atlas - Rewards Credit Card screenshot 5Atlas - Rewards Credit Card screenshot 6

Ranking History

Category #142

7/16/2025

#23

Category #142

7/15/2025

#22

Category #142

7/14/2025

#27

Category #142

7/13/2025

#29

Category #142

7/12/2025

#26

Category #142

7/11/2025

#27

Category #142

7/10/2025

#29

User Reviews

Shaquinta Wilcher
7/2/2025

The Atlas Reward Credit Card is a great entry-level or secondary card. It's perfect for young professionals, students, or anyone who wants to earn rewards without paying an annual fee. While it lacks some premium travel benefits, its strong everyday rewards make it a smart addition to your wallet—especially if you spend often on food, travel, and online purchases. Best For: Everyday spenders, first-time credit card users, and budget-conscious travelers.

Victor M.
7/4/2025

It was a rough start on ATLAS, but after the dust settled, my credit score went up 86 points!!! And I can't argue with that!!! 1 star to 5 star! Jun 2024 - Jun 2025

Timothy Morris
7/8/2025

I must say the atlas credit card is very easy to maintain your expenses while it takes care of the small things did make sure your credit is taking care of with the EZ Pay makes a big difference I'm well off fixing my credit and I believe this is the best route to take and you get all these extra perks and money back that helps tremendously

Jessie Romero
7/8/2025

It's a good credit builder. When you spend your "credit," you pay it back like a real credit card, but it helps with building my credit points. It could give me more than just $10 just to pay $8.99, which is ridiculous

Paul Wiernicki
7/8/2025

Awesome company, had issues but they resolved it in an acceptable manner. Still 100% when it comes to fixing credit. I went up by 31 points just today after a few months of working with Atlas.

App Details

Developer

Exto Inc.

Platform

android

Rating

4.6

Last Updated

7/10/2025