Atlas - Rewards Credit Card icon

Atlas: Credit Card

by Exto Inc.

4.6
ANDROIDFinance

Atlas is a rewards credit card designed for easy approval, even without prior credit history. It offers 4x higher approval rates, helps build credit with daily transactions, and saves you money with automatic discounts at popular locations.

About Atlas - Rewards Credit Card

Atlas is a rewards credit card that provides 4x higher approval rates compared to traditional cards, making it accessible even without an established credit history. It's designed to grow with you, connecting to over 10,000 banks to determine a safe spending limit, ensuring you can repay easily without accumulating a balance. Enjoy 0% APR, eliminating interest charges, and increase your limits with continued use. Save automatically up to 10% at over 50,000 locations, including Starbucks, Nike, and DoorDash. Atlas helps you build your credit with daily transactions and automatic payments, tracking your score within the app. Reporting to all three major credit bureaus—Equifax, Experian, and TransUnion—Atlas ensures comprehensive credit building. Enjoy security features like instant card blocking and complete fraud protection. With simple pricing and no hidden fees, Atlas offers an affordable way to manage your finances and improve your credit score. Partnering with Patriot Bank and Mastercard, Atlas ensures industry-leading security. Start building your credit and saving money today with the Atlas rewards credit card.

Key Features

  • Get approved instantly with higher approval rates
  • Save automatically at 50,000+ locations
  • Build credit with daily transactions and auto-pay

Why Users Love It

Offers higher approval rates
Helps build credit quickly
""I'm excited to start building my credit with this card!""

Perfect for: Perfect for young adults or those with limited credit history seeking to build credit and save money.

Screenshots

Atlas - Rewards Credit Card screenshot 1Atlas - Rewards Credit Card screenshot 2Atlas - Rewards Credit Card screenshot 3Atlas - Rewards Credit Card screenshot 4Atlas - Rewards Credit Card screenshot 5Atlas - Rewards Credit Card screenshot 6

📊Ranking History

Track Atlas - Rewards Credit Card's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#36

+3 from last week

Best Rank

#24

🏆

All-time high

Average Rank

#34

📈

30-day average

User Reviews

Shaquinta Wilcher
7/2/2025

The Atlas Reward Credit Card is a great entry-level or secondary card. It's perfect for young professionals, students, or anyone who wants to earn rewards without paying an annual fee. While it lacks some premium travel benefits, its strong everyday rewards make it a smart addition to your wallet—especially if you spend often on food, travel, and online purchases. Best For: Everyday spenders, first-time credit card users, and budget-conscious travelers.

Victor M.
7/4/2025

It was a rough start on ATLAS, but after the dust settled, my credit score went up 86 points!!! And I can't argue with that!!! 1 star to 5 star! Jun 2024 - Jun 2025

Jesus Echenique
8/8/2025

I feel great about doing business with Atlas, they really helped me to improve my credit score. they also have many offers and deals. win win ✅️

Kari Waters
8/7/2025

Atlas Cash Advance may be small at first. But, its rewarding. Atlas has already reported Positive on my Credit. So if your wanting to boost your Crdit Score, Atlas does. I recommend this app.

Michael Blyther
8/7/2025

cool app they start u out with something to work with.really looking forward to trying the credit builder out.awsome app.thanks have a good day.michael

App Details

Developer

Exto Inc.

Platform

android

Rating

4.6

Last Updated

8/9/2025