Affirm: Buy Now Pay Later

Easy to use, easy to pay on installments an alternative way to make purchases for those w/w/o credit cards. In the near future can you introduce virtual cards too.

This is an edit 2 years later I've become an advid user of Affirm both from within their app and their virtual card for instore use. The ability to break up payments into installments (usually interest free) is a great option. Returns are quickly refunded back to your account and reflected in your available Affirm balance. The more you use and pay the more generous Affirm is with extending credit.

The app is not only easy to use, but it's also easy to find what you owe by month and weekly. Also let's you know about 5-7 days out what your upcoming payment will be and on what day it will hit your bank. I'm very happy with their service and the user-friendly app! UPDATE 7/2025 I still love this app!

I love this app! It's very convenient when you're low on cash with no credit cards. I've used this app to make purchases on Amazon, Tiktok, tire stores,Lowes, etc! You make a purchase and then pay low mileage they payments.you can pick how often you want to pay. I've used this for 3 years now.

very little interest payments. east to use. great for Christmas gifts and day to day needs and wants!