Experian® icon
Experian App Review: Taking Control of Your Credit Just Got Easier

by Experian

4.8
IOSFinance
If you’re looking for a straightforward way to monitor and improve your credit, Experian’s app delivers exactly that. It gives you free access to your FICO score, daily updates, and tools to help you understand what’s affecting your rating. Perfect for renters, loan applicants, or anyone wanting more financial clarity.

My Full Experience

I’ve been using the Experian app for over a year now, and it’s become my go-to for keeping tabs on my credit health. One of the best features is the free FICO score access—no hidden fees or upsells just to see where you stand. The daily updates are super helpful, especially when you’re working on paying down debt or disputing errors. I also love the credit lock feature; it’s reassuring to know I can freeze my report instantly if I get a suspicious alert. Where this app really shines is in its educational tools. It breaks down exactly what’s impacting your score—like credit utilization or missed payments—and offers personalized advice. I’ve seen my score climb steadily just by following its suggestions. The interface is clean and intuitive, though I will say the dark pattern nudges toward paid services can feel a bit pushy at times. Still, for a free app, it’s packed with value. It’s especially useful for people rebuilding credit or monitoring for fraud. I’ve recommended it to friends applying for apartments—one even caught a reporting error that could’ve cost them a lease. If you want clarity and control over your financial profile, this is a solid choice.

Key Features

  • Free FICO score updates every 30 days
  • Real-time credit monitoring and alerts
  • CreditLock for instant fraud protection

Why Users Love It

No cost for basic score access
Actionable tips to improve credit

Perfect for: Ideal for renters, loan seekers, or anyone rebuilding credit.

Screenshots

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📊Ranking History

Track Experian®'s performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#15

Best Rank

#13

🏆

All-time high

Average Rank

#18

📈

30-day average

User Reviews

manisteemi 2021
Sep 5, 2025

This is a great way to monitor your credit to see where you’re at and if you missed any payments of any kind. Credit monitor This is a great way to monitor your credit to see where you’re at and if you missed any payments of any kind.

FBJR!
Aug 30, 2025

One of the most complete apps out there! Everything in the app y sooo good and helpful. The features Love it One of the most complete apps out there! Everything in the app y sooo good and helpful. The features

rkpain2
Aug 31, 2025

I think this app would be a almost perfect if it rotate to landscape on the iPad App rotation I think this app would be a almost perfect if it rotate to landscape on the iPad

YERZHAN_KZ
Sep 1, 2025

Experian is awesome! They give free access to my FICO Score while others don’t. Thanks to Experian I just checked my score - 708 and now I feel ready to get approved for my car! Great app for Credit Experian is awesome! They give free access to my FICO Score while others don’t. Thanks to Experian I just checked my score - 708 and now I feel ready to get approved for my car!

Demetank05
Sep 1, 2025

Experian has been helping me figure out how to use credit. Before getting it, I didn’t know what I was doing and because of it, it is helping me a lot to better my credit. Thank you Experian. Helping Experian has been helping me figure out how to use credit. Before getting it, I didn’t know what I was doing and because of it, it is helping me a lot to better my credit. Thank you Experian.

App Details

Developer

Experian

Platform

ios

Rating

4.8

Last Updated

9/6/2025