Rocket Money - Bills & Budgets icon
Rocket Money Is the Budgeting App That Actually Works for Real Life

by Rocket Money

4.5
IOSFinance
If you’ve ever felt overwhelmed by subscriptions, forgotten bill due dates, or just wanted a clearer picture of where your money goes, Rocket Money delivers. It’s a finance app that helps you track spending, cancel unwanted charges, and even negotiates bills on your behalf. Perfect for anyone tired of juggling multiple accounts and surprise fees.

My Full Experience

I’ve been using Rocket Money for about eight months now, and it’s completely changed how I handle my money. Before this, I was that person who’d forget a streaming subscription was still active or miss a credit card payment because it slipped my mind. The app syncs with your bank and credit cards to give you a real-time view of everything—spending, recurring bills, even your credit score. One of my favorite things is how it flags duplicate charges or suspicious activity; it actually caught a double Netflix charge I had no idea about. It’s not just reactive, either. The budgeting tools are super flexible—you can set spending limits per category, and it’ll nudge you if you’re going over. I also love the “pay what you want” model for Premium. I chose $4 a month, and it feels fair for what I’m getting. The subscription cancellation feature is a game-changer—no more calling customer service or digging through websites. It’s not flawless—sometimes linking smaller credit unions takes an extra step, and the UI can feel a bit busy at first. But once you get the hang of it, it’s incredibly powerful. If you’re someone who struggles with financial organization or just wants to save more without the stress, this app is worth trying.

Key Features

  • Cancel unwanted subscriptions with one tap
  • Real-time spending alerts and custom budgets
  • Bill negotiation and overdraft protection

Why Users Love It

Saves money by cutting hidden fees
Puts all financial accounts in one place

Perfect for: Ideal for busy adults, freelancers, families, and anyone who wants clarity on their spending without complexity.

Screenshots

Rocket Money - Bills & Budgets screenshot 1Rocket Money - Bills & Budgets screenshot 2Rocket Money - Bills & Budgets screenshot 3Rocket Money - Bills & Budgets screenshot 4Rocket Money - Bills & Budgets screenshot 5Rocket Money - Bills & Budgets screenshot 6

📊Ranking History

Track Rocket Money - Bills & Budgets's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#26

4 from last week

Best Rank

#11

🏆

All-time high

Average Rank

#21

📈

30-day average

User Reviews

Miller2804
Aug 29, 2025

I’ve used this before when I had a different bank but had to switch to cashapp for a bit and it’s not able to connect to cashapp, it’s a great app overall and does help but maybe try to add cashapp Add cashapp I’ve used this before when I had a different bank but had to switch to cashapp for a bit and it’s not able to connect to cashapp, it’s a great app overall and does help but maybe try to add cashapp

@Elite_d
Aug 29, 2025

$10/month for an AI Accountant?! YES PLEASE! I would send them a tip but I have to get my spending under control 🙅🏿‍♂️🤣 Wow! $10/month for an AI Accountant?! YES PLEASE! I would send them a tip but I have to get my spending under control 🙅🏿‍♂️🤣

Kfs1320
Aug 31, 2025

Actually very helpful and affordable. I use this more than I thought I would. Helpful Actually very helpful and affordable. I use this more than I thought I would.

504Mom45
Sep 1, 2025

I’ve previewed a bunch of budget apps and this is the only one that has worked for me. YNAB was too labor intensive. I need something I can set up and go, that shows me what is safe to spend and sends me my money trends. I honestly love it! Works well for my adult ADD self! I’ve previewed a bunch of budget apps and this is the only one that has worked for me. YNAB was too labor intensive. I need something I can set up and go, that shows me what is safe to spend and sends me my money trends. I honestly love it!

SpinningPsyDuck
Sep 1, 2025

At least once a month I check in on my spending and this app charts everything out with brand icons for easy recognion and yearly sums to truely give me spending trends. Simple Spend Tracking At least once a month I check in on my spending and this app charts everything out with brand icons for easy recognion and yearly sums to truely give me spending trends.

App Details

Developer

Rocket Money

Platform

ios

Rating

4.5

Last Updated

9/6/2025